Bay Area Insurance Agency, Inc. (BAI) has enjoyed over 60 years of serving Northern Californiaâs Commercial Insurance needs. In 1975, as the Homeowners Association industry was taking root in California, a young producer by the name of Jim Brady (BAIâs current President) started to carve out a niche that would become the trademark of this successful agency. Since that time, Bay Area Insurance has developed into one of the preeminent brokerages in the area of Homeowners Association Insurance. BAI currently serves the insurance needs of over 400 Associations throughout the State of California. The combination of our experience and expertise in the market, coupled with our access to the top rated insurance companies in the industry, enable us to provide our clients with a quality of service and products that are unparalleled.